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T+0 Settlement Liquidity for Global Payments

  • No Underwriting
  • On-Demand
  • 24x7 Liquidity
Toggle button. Shows an illustrative live settlement between two random currencies.

Investors

Backed by Global Visionaries

AllianceHivemindTykhe Block VenturesPolymorphic CapitalTranspose PlatformBase Ecosystem FundContribution Capital

Infrastructure

The Infrastructure for Instant

We believe speed builds trust. Zynk powers instant global settlements, so your business delivers the future of payments — today.

USD · INR · AED · EUR · MXN · PHP + 24 more — 30+ corridors live

Why Zynk

Old way vs Zynk Way

From slow, locked-up capital to instant, liquid money transfers — this is the future of Zynk infrastructure.

USD → INR
Old way Day 0
  1. Pre-fund nostro
  2. FX booking
  3. Bank cut-off
  4. Correspondent
  5. Local credit
Zynk 0.0s
  1. Instruction
  2. Embedded liquidity
  3. Settled

Hit send. Watch where your capital sits.

Old way

  • Pre-funded accounts, idle capital
  • Manual treasury ops
  • Multi-day settlement
  • Cut-offs and weekends

Zynk way

  • No pre-funding
  • Liquidity per transaction
  • Instant, 24x7
  • Reconciliation-ready

Products

Liquidity Without Limits.

High-speed payment infrastructure, engineered for instant global scale.

How It Works

Instant Payments, Simplified.

Connect fast. Transact instantly. Scale without limits.

Use Cases

Zynk is built for businesses that run on speed.

From remittances to next-gen fintech, the Zynk platform powers your global money movement instantly.

B2B Remittances

TransformerTurn multi-day settlements into instant transfers.

Cross-border Transfers

Instant settlement rails for remitters, PSPs and neo-banks — no pre-funding, one API.

How it works

  1. IntegrateTech integration using the Transformer Endpoints
  2. InitiateSend payout instruction with payout currency & beneficiary
  3. SettleTransformer uses embedded liquidity to settle instantly

Key features

  • Instant settlement per transaction
  • Embedded liquidity routing
  • Multi-corridor network (USD ↔ INR…etc)
  • Retry/aging & automated settlement recovery
  • SLA-backed settlement attempts & reporting

C2C Remittances & Payroll

WarpPayroll payouts for global workforces.

Global Payouts

Scale payouts globally with one API — fast, compliant, and programmatic.

How it works

  1. Batch / single callSubmit payout instructions via API or dashboard
  2. ValidateAutomatic compliance & beneficiary verification
  3. Route & settleChoose optimal rail and disburse
  4. Confirm & reconcileWebhooks + downloadable remittance file

Key features

  • Bulk payouts & scheduled runs
  • Beneficiary validation & enrichment
  • Multi-rail routing (bank, wallets, rails)
  • Currency conversion & FX handling
  • Webhooks & reporting for reconciliation

Neo banks

TeleportGive senders local receiving instructions.

Multi-Currency Pay-In Accounts

Provide local receiving details to your customers with one API.

How it works

  1. ProvisionCreate a secure virtual account quickly via API easily.
  2. ReceiveCustomers make local transfers into that account
  3. IngestFunds are captured and made available for instant settlement via Zynk rails

Key features

  • Virtual IBANs / local account numbers
  • Currency routing & consolidation
  • Webhooks for incoming payments
  • Auto-reconciliation & statement export
  • Rules for allocation (auto-sweep to central wallet or immediate payout)

Card processors

TransporterStop running manual treasury teams.

Automated Liquidity Manager

Manage liquidity dynamically across corridors — reduce idle capital and avoid manual treasury ops.

How it works

  1. Connect sourcesPlug local bank accounts / partner rails
  2. Define rulesPriority lanes, cost thresholds, FSAs
  3. Auto-routeTransporter routes liquidity per transaction real-time
  4. ReportingCentralized Dashboard + Alerts

Key features

  • Liquidity orchestration engine
  • Audit & reconciliation exports
  • Auto-sweeps and balance optimization
  • Real-time visibility & dashboards
  • Smart routing (cost / latency / compliance checks)

Instant business settlements

TransformerMove funds in seconds across corridors.

Cross-border Transfers

Instant settlement rails for remitters, PSPs and neo-banks — no pre-funding, one API.

How it works

  1. IntegrateTech integration using the Transformer Endpoints
  2. InitiateSend payout instruction with payout currency & beneficiary
  3. SettleTransformer uses embedded liquidity to settle instantly

Key features

  • Instant settlement per transaction
  • Embedded liquidity routing
  • Multi-corridor network (USD ↔ INR…etc)
  • Retry/aging & automated settlement recovery
  • SLA-backed settlement attempts & reporting
Settlement
T+0
Liquidity
24x7
Corridors live
30+
Time to Integrate
< 2 Weeks

Team

Built by team from...

Amazon PayBCGWoodstockLendingkartMorgan StanleyGeneral DynamicsBlackstoneWorld Economic ForumJPMorgan ChaseFedExHarvard Business SchoolINSEAD

Developer

APIs That Actually Make Payments Instant

Integrate once, and transfer globally. Our cross-network asset transformation platform converts and moves assets across blockchains, banks, and currencies in real time — while your code stays focused on features.

// illustrative — not a real SDK. See docs.zynk.money for the API.
const transfer = await zynk.transfer({
  from:   "USD",
  to:     "INR",
  amount: 10000,
  beneficiary: { name, account }
});

// no pre-funding, liquidity per transaction
await transfer.settled();   // T+0

FAQ

Frequently Asked Questions

Your questions, answered.

Zynk delivers instant remittance infrastructure with real-time settlement and embedded liquidity. No pre-funding. No treasury ops.

No. Zynk manages liquidity transaction-by-transaction, with instant reconciliation.

30+ corridors live, including USD, INR, AED, EUR, MXN, and PHP — with more launching soon. Perfect if you need instant payments between US and IN or payouts across Europe and Asia.

Zynk is an infrastructure layer enabling instant pay-ins, payouts, and settlements.

Zynk works with regulated banking partners and offers a secure, compliant cross-border transfers API.

Integrate once → go live instantly → access real-time global settlement.

Settle Now, Pay Later

If instant is the standard, why is your business still waiting?

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